Xend Finance (XEND) is a token of a decentralized protocol for improving the operations of credit institutions. The protocol provides a multi-level interest rate and decentralizes savings, credit, borrowing and investment operations.

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This is your subtle reminder to please spend wisely.

You know, January has a way of never ending, and as your financial buddy, we care about you and your finances.

So we can't fail to remind you to only spend on what's important 📌